Resources

Straight answers on Florida roofing rules and insurance requirements, written by Steve Delacerda — Florida State Certified General Contractor CGC1510162, Certified Roofing Contractor CCC1328047, Home Inspector HI6189.

Roof Age and Home Insurance in Florida: What the Rules Actually Say
Florida's 15-year rule for roof age and insurance, and how a roof certification fits in.
Last reviewed August 26, 2026
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The 25% Rule: When a Roof Repair Becomes a Full Replacement
When repairs to one roof section legally require a full-section replacement.
Last reviewed August 26, 2026
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What a 4-Point Inspection Covers, and When Your Insurer Will Ask for One
The four systems a 4-point inspection checks, and when insurers require one.
Last reviewed August 26, 2026
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How Much Does a Roof Replacement Cost in Central Florida?
What changes the price of a roof replacement: size, material, pitch, and condition.
Last reviewed August 26, 2026
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